Insurance

Member Name: Francisco (Paco) Combes
Business Name: AFLAC - Independent Agent
Business Address: 6297 Braidwood Run

                             Acworth, Ga 30101                             
          Phone: (770) 361-9808       Fax: (770) 426-1587
E-Mail: fcombes@mindspring.com

Description:

Independent Agent for AFLAC providing supplemental insurance to companies. Ability to offer same benefits to Spanish-speaking employees (W2). The advantages to the business owner or employer: - Expand benefit programs at no additional cost (benefits are employee paid) - Maximize their tax savings programs - Recruit better employees with a richer benefits offering - Retain employees with an enhanced benefits program - Fill in gaps in Major Medical plans The advantages to the employee are: - Policies are designed to pay over and above regardless of any other health insurance - Policies act as an emergency fund in time of need - Benefits are paid directly to the policy owner, not doctors, hospitals or other insurance carriers - Offered under payroll deduction with group plans at a group rate - Policies are owned by the employee and they can keep it as long as they want without worrying about rate increases or their employment status